Trading Paycheck Calculator

Convert your trading points into real-world income. See what your performance means in dollars, calculate taxes, and compare to traditional employment.

Quick Reference and Usage Guide

Enter Performance

Input your average daily points and contracts traded

Set Schedule

Configure trading days per week and hours per day

See Income

View monthly, annual income and equivalent hourly wage

Understanding Futures Taxes (60/40 Rule)

60% Long-Term - Taxed at lower capital gains rate (0-20%)

40% Short-Term - Taxed at your ordinary income rate

Blended Rate - Typically lower than trading stocks

Comparing Trading Income

Hourly Equivalent - What your trading pays per hour of screen time

Annual Projection - Extrapolate daily performance to yearly income

After Tax - Net income after estimated tax obligations

Consistency Matters - Results assume consistent daily performance

Trading Performance

Instrument

Avg Points/Day

Contracts Traded

Trading Days/Month

Hours/Day

Costs & Splits

Commission/RT

Trades/Day

Profit Split (for prop traders)

100% for personal account

Tax Settings

Federal Tax Bracket

State Tax Rate

Futures 60/40 Rule: 60% taxed as long-term gains (lower rate), 40% as short-term (your bracket).

Your Trading Income

Daily Gross

$100

Monthly Gross

$2,000

Annual Gross

$24,000

Hourly Rate
$25/hr

Monthly Gross Profit $2,000.00

- Commissions (100 RTs) -$450.00

- Prop Firm Split (10%) -$155.00

Net Before Taxes $1,395.00

- Federal Tax (60/40 blended) -$223.20

- State Tax -$69.75

Monthly Take-Home $1,102.05

Salary Equivalent

Annual Take-Home

$13,225

After all deductions and taxes

W-2 Equivalent Salary

$18,600

Pre-tax salary to match

Goal Calculator

Target Annual Income (Take-Home)

To earn $75,000/year take-home, you need to average 5.7 points/day trading 1 ES contract.

Track Your Actual Earnings

Our trading journal calculates your real P&L and generates tax reports automatically.

Learn More